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Are Lower Mortgage Rates on the Horizon? Here’s What the Latest Fed Signals Could Mean for You
The conversation around interest rates just took a sharp turn. Several key voices within the Federal Reserve are now openly supporting another rate cut, and financial markets have reacted fast. New York Fed President John Williams, one of the most influential members of the rate-setting committee, recently said there’s room for rates to come down in the near term. San Francisco Fed President Mary Daly echoed that sentiment, signaling broad support for easing at the next meeti

Debi Haning
18 hours ago2 min read


50 Year Mortgage Rates
Are 50-Year Mortgages Really the Answer? Lower Payments, Higher Debt, and a Lot of Unknowns There’s been a lot of chatter lately about 50-year mortgages, and on the surface, it sounds simple. We already have 15- and 30-year options, so why not just stretch it a little further to help with affordability? Yes, extending the term lowers the monthly payment, and for some buyers that feels like a lifeline. But it comes with a big catch: you pay dramatically more in interest over t

Debi Haning
4 days ago2 min read


Macie’s Corner: What I’m Thankful For (Besides Treats and Belly Rubs)
Hi friends, it’s Macie again! November is a time for reflection, warm snuggles, and maybe a little turkey (if I’ m lucky). While I’m always thankful for treats and belly rubs, this month I wanted to share a few of the things that make my tail wag — the little things that make a house feel like home. 🐾 Macie’s Gratitude List 1. Morning Snuggles Starting the day with soft words and gentle pets is pure love. A cozy home filled with kind humans? That’s the good stuff. 2. My Fav

Debi Haning
Nov 242 min read


The Housing Market Is Waking Up Again
After a few years of high mortgage rates and buyer hesitation, there’s finally some movement happening in the housing market. Sellers are coming back, buyers are re-engaging, and the overall momentum feels different. It’s not a surge, but it is a shift, and it’s setting the tone for a stronger 2026. 1. Mortgage rates are easing. While rates still fluctuate, the overall trend this year has been a gradual decline. Even small drops can save buyers thousands each year and increas

Debi Haning
Nov 171 min read


The VA Home Loan Advantage: What Every Veteran Should Know Right Now
If you’ve served in the military, or your spouse has, you have access to one of the most powerful homebuying tools available: the ability to purchase a home with no down payment . Yet, according to Veterans United, nearly 70% of Veterans don’t even know they qualify . That’s a major missed opportunity for those who’ve earned this benefit through their service. Why VA Loans Are a Game-Changer For almost 80 years, VA loans have helped millions of Veterans and active-duty servic

Debi Haning
Nov 102 min read


November To-Do List
A little extra care now can make a big difference later! These 6 simple tasks—like swapping furnace filters, clearing gutters, and prepping for snow—can set you up for a cozy, stress-free winter. Whether you're settling into your dream home or planning your next move, smart seasonal upkeep is key to protecting your investment and enjoying the season ahead. 💬 Have questions about homeownership or real estate in the Denver Metro area? I'm a full-service realtor who is always h

Debi Haning
Nov 91 min read



Debi Haning
Nov 40 min read


Highlands Market Trends
Highlands Ranch Market Snapshot, September 2025 Highlands Ranch remains stable and slightly in favor of sellers. Months of supply is 2.65, which suggests steady demand and the need for competitive pricing and strong presentation. Key stats Inventory: flat month over month, down 8% year over year New listings: 140, active listings: 301 Median list price, new: $677,500 Median list price, active: $709,000 New pendings: median list price $689,900, median 31 days on market Sold: m

Debi Haning
Oct 301 min read


Why Staging Your Home Can Boost Your Bottom Line
First impressions count, and that’s where staging comes in. Buyers don’t just purchase a property; they buy a lifestyle. Staging helps them imagine what life could look like in your home and it works. Studies consistently show that staged homes sell faster and often for more money. Staging doesn’t always mean bringing in a truckload of furniture. Sometimes it’s as simple as decluttering, rearranging what you already own, and adding fresh touches like throw pillows or seasonal

Debi Haning
Oct 301 min read


Why Local Expertise Matters More Than Ever
Real estate is local, and that means having a neighborhood expert on your side makes a difference. Market trends in Douglas County are not the same as in Denver, and what’s happening in Lone Tree could look very different from Highlands Ranch or Parker. As a local Realtor, I know the schools, the amenities, the traffic patterns, and even which neighborhoods get the best mountain views at sunset. That knowledge helps me guide clients not only on prices but also on lifestyle be

Debi Haning
Oct 231 min read


Navigating Real Estate Transitions with a Senior Real Estate Specialist
Making a move later in life often comes with unique challenges and important decisions. Whether it’s downsizing or rightsizing to a more manageable home, relocating to be closer to family, or transitioning to assisted living, these aren’t just real estate transactions, they’re life transitions. That’s where having a Senior Real Estate Specialist (SRES) makes all the difference. As a certified SRES, I understand the financial, emotional, and practical considerations that come

Debi Haning
Oct 201 min read


Should You Rent or Sell Your Home in Today’s Market?
If your home has been on the market but the right offer hasn’t come along, you may be wondering: should I rent it instead? Many homeowners today are finding themselves in this exact situation and turning into what we call “accidental landlords.” The decision depends on your goals. Renting can provide steady income, but it also comes with responsibilities like maintenance, finding tenants, and managing lease agreements. Selling, on the other hand, may give you the financial fr

Debi Haning
Oct 161 min read


Why Fall is the Perfect Time to Sell Your Colorado Home
If you think spring is the only time to sell, think again. Fall in Colorado is one of the most underrated seasons for putting your home on the market. Between motivated buyers eager to move before the holidays, and the natural curb appeal of golden aspens and crisp autumn air, fall gives your property a unique advantage. Buyers this time of year tend to be serious. They’ve been watching the market all summer, and now they want to make decisions quickly before winter weather o

Debi Haning
Oct 131 min read


🎃 Two Ways to Make Magical Pumpkin Jars
Looking for a cozy fall craft that’s kid-friendly, glow-tastic, and perfect for your porch or playroom? I’ve got two creative takes on...

Debi Haning
Oct 111 min read


Simple Upgrades That Pay Off for Homeowners
Not all home updates need to break the bank. In fact, small, thoughtful improvements can make a big impact on your home’s value and...

Debi Haning
Oct 91 min read


Rising Insurance Costs: Why Multi-Family Homeowners and Renters Are Feeling the Pinch
Homeownership costs are rising everywhere, but lately, one expense is hitting multi-family properties especially hard: homeowners...

Debi Haning
Oct 61 min read


The Power of Professional Marketing in Today’s Market
In today’s real estate market, how your home is marketed can make all the difference. Buyers are not just looking at one or two homes...

Debi Haning
Oct 21 min read


Why Choosing a Seniors Real Estate Specialist® Matters
When it comes to one of life’s biggest transitions, you deserve a real estate professional who not only understands the market, but also...

Debi Haning
Sep 261 min read


Do I Need an Open House to Sell My Home in Lone Tree, CO?
Do I really need to hold an open house to sell my home in Lone Tree, CO? No, an open house isn’t required, but in the right situation, it...

Debi Haning
Sep 222 min read


Why the Right Realtor Makes All the Difference
When it comes to buying or selling a home, it’s not just about the transaction—it’s about the experience. Your home holds your memories,...

Debi Haning
Sep 181 min read
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