Why 2026 Could Be the Year More Buyers Finally Jump Back In

Nationally, we’re seeing something worth watching closely. U.S. home sales just rose for the third straight month in November, marking the longest streak of growth since early 2025. Mortgage rates are easing slightly from their highs earlier this year, and while prices remain historically high, the pace of growth is slowing. 

That combination, slightly lower rates, slowed price appreciation, and increased inventory could make early 2026 a sweet spot for buyers who have been on the sidelines. Economists and analysts are watching inventory levels carefully: while listings dipped seasonally, overall supply is higher than a year ago in many regions. 

Here’s what this means for Colorado: a market that felt tight for so long may see more purposeful, confident buying activity as early 2026 unfolds. With mortgage rates averaging in the 6% range nationally and hovering near that level locally, the decision to act now versus waiting could yield real advantages. 

What buyers should do now:

• Get pre-approved so you can act quickly when a good opportunity pops up.

• Look beyond the “hottest” listings; well-priced homes with realistic timelines are showing up.

• Consider neighborhoods that had limited activity in 2025; early buyers will set the tone for 2026.

This could be the year the market feels less like a test of endurance and more like a strategic move. If you want to talk through timing or neighborhood options in Colorado, reach out, I’d be happy to help.